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Example of a Loan Production Trend Report for Banks

What is a Loan Production Trend Report for Banks?

Loan Production Trend Reports are considered operational analysis tools and are used by executives and loan managers to monitor trends and anomalies in branch-level and consolidated loan metrics. Some of the main functionality in this type of report is that it displays all the months of the year across the columns and loan metrics with totals down the rows. Key figures for each loan category are: Interest Rate, FTP Expense, Net Interest Margin, Loan Fees and Origination Fees. Examples of loan types in this report are: Commercial/Construction Loans, Mortgages, Consumer Loans, and Total for All Loans (not visible in the screenshot below). You find an example of this type of report below.

Purpose of Loan Production Trend Reports

Banks use Loan Production Trend Reports to give managers a clear picture of trends and anomalies in the loan portfolio of each branch. When used as part of good business practices in Loan- and Finance departments, a bank can improve its product offerings and profitability, and it can reduce the chances that decision-makers lack key monthly trend insights when they create or modify loan products and terms.

Example of a Loan Production Trend Report

Here is an example of a Loan Production Trend Report with key metrics per loan category.

Example of a Loan Production Trend Report for Banks

Example of a Loan Production Trend Report for Banks

You can find hundreds of additional examples here

Who Uses This Type of Report?

The typical users of this type of report are: Executives, branch managers, loan managers, finance leaders, risk managers, analysts.

Other Reports Often Used in Conjunction with Loan Production Trend Reports

Progressive Loan- and Finance departments sometimes use several different Loan Production Trend Reports, along with detailed loan reports, loan portfolio dashboards, KPI dashboards, branch benchmarking reports, annual budgets, profit & loss trend reports, balance sheets and other management and control tools.

Where Does the Data for Analysis Originate From?

The Actual (historical transactions) data typically comes from loan management systems and enterprise resource planning (ERP) systems like: Microsoft Dynamics 365 (D365) Finance, Microsoft Dynamics 365 Business Central (D365 BC), Microsoft Dynamics AX, Microsoft Dynamics NAV, Microsoft Dynamics GP, Microsoft Dynamics SL, Sage Intacct, Sage 100, Sage 300, Sage 500, Sage X3, SAP Business One, SAP ByDesign, Acumatica, Netsuite and others.

In analyses where budgets or forecasts are used, the planning data most often originates from in-house Excel spreadsheet models or from professional corporate performance management (CPM/EPM) solutions.

What Tools are Typically used for Reporting, Planning and Dashboards?

Examples of business software used with the data and ERPs mentioned above are:

  • Native ERP report writers and query tools
  • Spreadsheets (for example Microsoft Excel)
  • Corporate Performance Management (CPM) tools (for example Solver)
  • Dashboards (for example Microsoft Power BI and Tableau)

Corporate Performance Management (CPM) Cloud Solutions and More Examples

Example of a Yield and Rate Analysis Report by Bank Branch

What is a Yield and Rate Analysis Report by Bank Branch?

Yield and Interest Rate Reports are considered analysis tools and are used by Executives and CFOs to analyze actual and budgeted rates and yields by branch. Some of the main functionality in this type of report is that it is parameter-driven by branch and period and it compares current month metrics with prior year and budget. The rows show interest rates, fees and yields per financial product, including: Loans, Leases, and Securities. The last section (not visible in the screenshot below) includes Demand Deposits with interest expense and interest rate. You find an example of this type of report below.

Purpose of Yield and Rate Reports

Banks use Yield and Rate Reports to enable executives and branch managers to get a single view of key financial metrics for their product offerings. When used as part of good business practices in Investment- and Finance departments, a bank can improve its product offerings and profitability, and it can reduce the chances that a branch is offering terms that not driving the same results as that of other branches.

Example of a Yield and Rate Report

Here is an example of a Yield and Rate Report by Branch with comparison of actual and budget figures.

Example of a Yield and Rate Analysis Report by Bank Branch

Example of a Yield and Rate Analysis Report by Bank Branch

You can find hundreds of additional examples here

Who Uses This Type of Report?

The typical users of this type of report are: Executives, branch managers, finance leaders, analysts.

Other Reports Often Used in Conjunction with Yield and Rate Reports

Progressive Investment- and Finance departments sometimes use several different Yield and Rate Reports, along with securities transaction reports, investment dashboards, KPI dashboards, securities dashboards, branch benchmarking reports and other management and control tools.

Where Does the Data for Analysis Originate From?

The Actual (historical transactions) data typically comes from bank systems and enterprise resource planning (ERP) systems like: Microsoft Dynamics 365 (D365) Finance, Microsoft Dynamics 365 Business Central (D365 BC), Microsoft Dynamics AX, Microsoft Dynamics NAV, Microsoft Dynamics GP, Microsoft Dynamics SL, Sage Intacct, Sage 100, Sage 300, Sage 500, Sage X3, SAP Business One, SAP ByDesign, Acumatica, Netsuite and others.

In analyses where budgets or forecasts are used, the planning data most often originates from in-house Excel spreadsheet models or from professional corporate performance management (CPM/EPM) solutions.

What Tools are Typically used for Reporting, Planning and Dashboards?

Examples of business software used with the data and ERPs mentioned above are:

  • Native ERP report writers and query tools
  • Spreadsheets (for example Microsoft Excel)
  • Corporate Performance Management (CPM) tools (for example Solver)
  • Dashboards (for example Microsoft Power BI and Tableau)

Corporate Performance Management (CPM) Cloud Solutions and More Examples

Example of a Loan Production Trend Report for Credit Unions

What is a Loan Production Trend Report?

Loan Production Trend Reports are considered operational analysis tools and are used by executives and loan managers to monitor monthly trends and anomalies in branch-level and consolidated loan metrics. Some of the main functionality in this type of report is that it displays all the months of the year across the columns and loan metrics with totals down the rows. Key figures for each loan category are: Interest Rate, FTP Expense, Net Interest Margin, Loan Fees and Origination Fees. Examples of loan types in this report are: Commercial/Construction Loans, Mortgages, Consumer Loans, and Total for All Loans (not visible in the screenshot below). You find an example of this type of report below.

Purpose of Loan Production Trend Reports

Credit Unions use Loan Production Trend Reports to give managers a clear picture of monthly trends and anomalies in the loan portfolio of each branch. When used as part of good business practices in Loan- and Finance departments, a company can improve its product offerings and profitability, and it can reduce the chances that decision-makes lack key monthly trend insights when they create or modify loan products and terms.

Example of a Loan Production Trend Report

Here is an example of a Loan Production Trend Report with key metrics per loan category.

Example of a Loan Production Trend Report for Credit Unions

Example of a Loan Production Trend Report for Credit Unions

You can find hundreds of additional examples here

Who Uses This Type of Report?

The typical users of this type of report are: Executives, branch managers, loan managers, finance leaders, risk managers, analysts.

Other Reports Often Used in Conjunction with Loan Production Trend Reports

Progressive Loan- and Finance departments sometimes use several different Loan Production Trend Reports, along with detailed loan reports, loan portfolio dashboards, KPI dashboards, branch benchmarking reports, annual budgets, profit & loss trend reports, balance sheets and other management and control tools.

Where Does the Data for Analysis Originate From?

The Actual (historical transactions) data typically comes from enterprise resource planning (ERP) systems like: Microsoft Dynamics 365 (D365) Finance, Microsoft Dynamics 365 Business Central (D365 BC), Microsoft Dynamics AX, Microsoft Dynamics NAV, Microsoft Dynamics GP, Microsoft Dynamics SL, Sage Intacct, Sage 100, Sage 300, Sage 500, Sage X3, SAP Business One, SAP ByDesign, Acumatica, Netsuite and others.

In analyses where budgets or forecasts are used, the planning data most often originates from in-house Excel spreadsheet models or from professional corporate performance management (CPM/EPM) solutions.

What Tools are Typically used for Reporting, Planning and Dashboards?

Examples of business software used with the data and ERPs mentioned above are:

  • Native ERP report writers and query tools
  • Spreadsheets (for example Microsoft Excel)
  • Corporate Performance Management (CPM) tools (for example Solver)
  • Dashboards (for example Microsoft Power BI and Tableau)

Corporate Performance Management (CPM) Cloud Solutions and More Examples

Example of a Yield and Rate Analysis Report by Credit Union Branch

What is a Yield and Rate Analysis Report?

Yield and Interest Rate Reports are considered analysis tools and are used by Managers and CFOs to analyze actual and budgeted rates and yields by credit union branch. Some of the main functionality in this type of report is that it is parameter-driven by branch and period and it compares current month metrics with prior year and budget. The rows show interest rates, fees and yields per financial product, including: Loans, Leases, and Securities. The last section (not visible in the screenshot below) includes Demand Deposits with interest expense and interest rate. You find an example of this type of report below.

Purpose of Yield and Rate Reports

Credit Unions use Yield and Rate Reports to enable executives and branch managers to get a single view of key financial metrics for their product offerings. When used as part of good business practices in Investment- and Finance departments, a company can improve its product offerings and profitability, and it can reduce the chances that a branch is giving members terms that are not driving the same results as that of other branches.

Example of a Yield and Rate Report

Here is an example of a Yield and Rate Report by Branch and it provides analysis of actual and budget figures.

Example of a Yield and Rate Analysis Report by Credit Union Branch

Example of a Yield and Rate Analysis Report by Credit Union Branch

You can find hundreds of additional examples here

Who Uses This Type of Report?

The typical users of this type of report are: Executives, branch managers, finance leaders, analysts.

Other Reports Often Used in Conjunction with Yield and Rate Reports

Progressive Investment- and Finance departments sometimes use several different Yield and Rate Reports, along with securities transaction reports, investment dashboards, KPI dashboards, securities dashboards, branch benchmarking reports and other management and control tools.

Where Does the Data for Analysis Originate From?

The Actual (historical transactions) data typically comes from loan management systems and enterprise resource planning (ERP) systems like: Microsoft Dynamics 365 (D365) Finance, Microsoft Dynamics 365 Business Central (D365 BC), Microsoft Dynamics AX, Microsoft Dynamics NAV, Microsoft Dynamics GP, Microsoft Dynamics SL, Sage Intacct, Sage 100, Sage 300, Sage 500, Sage X3, SAP Business One, SAP ByDesign, Acumatica, Netsuite and others.

In analyses where budgets or forecasts are used, the planning data most often originates from in-house Excel spreadsheet models or from professional corporate performance management (CPM/EPM) solutions.

What Tools are Typically used for Reporting, Planning and Dashboards?

Examples of business software used with the data and ERPs mentioned above are:

  • Native ERP report writers and query tools
  • Spreadsheets (for example Microsoft Excel)
  • Corporate Performance Management (CPM) tools (for example Solver)
  • Dashboards (for example Microsoft Power BI and Tableau)

Corporate Performance Management (CPM) Cloud Solutions and More Examples