Credit Union – Branch Yield Rate Analysis

What is a Yield and Rate Analysis Report? Yield and Interest Rate Reports are considered analysis tools and are used by Managers and CFOs to analyze actual and budgeted rates and yields by credit union branch. Some of the main functionality in this type of report is that it is parameter-driven by branch and period and it compares current month metrics with prior year and budget. The rows show interest rates, fees and yields per financial product, including: Loans, Leases, and Securities. The last section (not visible in the screenshot below) includes Demand Deposits with interest expense and interest rate. You find an example of this type of report below.

Purpose of Yield and Rate Reports Credit Unions use Yield and Rate Reports to enable executives and branch managers to get a single view of key financial metrics for their product offerings. When used as part of good business practices in Investment- and Finance departments, a company can improve its product offerings and profitability, and it can reduce the chances that a branch is giving members terms that are not driving the same results as that of other branches.

Who Uses This Type of Report? The typical users of this type of report are: Executives, branch managers, finance leaders, analysts. Other Reports Often Used in Conjunction with Yield and Rate Reports Progressive Investment- and Finance departments sometimes use several different Yield and Rate Reports, along with securities transaction reports, investment dashboards, KPI dashboards, securities dashboards, branch benchmarking reports and other management and control tools.

Where Does the Data for Analysis Originate From? The Actual (historical transactions) data typically comes from loan management systems and enterprise resource planning (ERP) systems like: Microsoft Dynamics 365 (D365) Finance, Microsoft Dynamics 365 Business Central (D365 BC), Microsoft Dynamics AX, Microsoft Dynamics NAV, Microsoft Dynamics GP, Microsoft Dynamics SL, Sage Intacct, Sage 100, Sage 300, Sage 500, Sage X3, SAP Business One, SAP ByDesign, Acumatica, Netsuite and others. In analyses where budgets or forecasts are used, the planning data most often originates from in-house Excel spreadsheet models or from professional xFP&A solutions.

Built for credit union finance teams and aligned with Solver's xFP&A platform, this Solver report template connects directly to your ERP data via the Solver Data Warehouse, enabling near real-time analysis with minimal setup. Designed for QuickStart deployment, it can be activated rapidly so your team can focus on analysis and decisions — not data preparation.

What is the Credit Union – Branch Yield Rate Analysis in Solver? The Credit Union – Branch Yield Rate Analysis is a pre-built xFP&A report template in Solver designed for credit union organizations. It delivers key financial and operational metrics in a single, easy-to-use interface — purpose-built for credit union finance workflows.

Who uses this Solver report template? Finance leaders at credit union organizations — including CFOs, finance managers, and credit union executives — use this template to get fast, reliable answers without waiting on IT or building custom reports. It supports both day-to-day monitoring and strategic decision-making.

Where does the data come from? Data is sourced automatically from your ERP system through the Solver Data Warehouse, which integrates with platforms such as Microsoft Dynamics 365 Business Central, Dynamics 365 Finance, Acumatica, Sage Intacct, and other leading ERP solutions. Core banking and loan origination systems are also supported as data sources. Once connected, the template updates in near real-time with no manual data entry required.

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