Credit Union – CECL Clearinghouse Analysis by GL Account

What is an Analysis by Account Report? Analysis by Account Reports are considered Current Expected Credit Losses (CECL) reports and are used by accountants and compliance managers to support them in their CECL reporting. Some of the main functionality in this type of report is that it can be run for any quarter (or month) and the rows list credit and loan products by account, including: Mortgage loans, consumer loans, commercial loans, credit cards, as well as a grand total. The columns show Loan balance, Annual reserves, Total reserves (amount) and Reserves (%). You find an example of this type of report below.

Purpose of Analysis by Account Reports Credit Unions use Analysis by Account Reports to speed up and improve their CECL reporting. When used as part of good business practices in Accounting- and Compliance departments, a company can improve its CECL reporting processes and insights, and it can reduce the chances that there are mistakes in reported figures due to manual errors.

Who Uses This Type of Report? The typical users of this type of report are: Accountants, compliance managers, CFOs. Other Reports Often Used in Conjunction with Analysis by Account Reports Progressive Accounting- and Compliance departments sometimes use several different Analysis by Account Reports, along with detailed loan reports, internal income statements, balance sheets, cash flow reports, trial balances, transaction detail reports and other management and control tools.

Where Does the Data for Analysis Originate From? The Actual (historical transactions) data typically comes from enterprise resource planning (ERP) systems like: Microsoft Dynamics 365 (D365) Finance, Microsoft Dynamics 365 Business Central (D365 BC), Microsoft Dynamics AX, Microsoft Dynamics NAV, Microsoft Dynamics GP, Microsoft Dynamics SL, Sage Intacct, Sage 100, Sage 300, Sage 500, Sage X3, SAP Business One, SAP ByDesign, Acumatica, Netsuite and others. In analyses where budgets or forecasts are used, the planning data most often originates from in-house Excel spreadsheet models or from professional xFP&A solutions.

Built for credit union finance teams and aligned with Solver's xFP&A platform, this Solver report template connects directly to your ERP data via the Solver Data Warehouse, enabling near real-time analysis with minimal setup. Designed for QuickStart deployment, it can be activated rapidly so your team can focus on analysis and decisions — not data preparation.

What is the Credit Union – CECL Clearinghouse Analysis by GL Account in Solver? The Credit Union – CECL Clearinghouse Analysis by GL Account is a pre-built xFP&A report template in Solver designed for credit union organizations. It delivers key financial and operational metrics in a single, easy-to-use interface — purpose-built for credit union finance workflows.

Who uses this Solver report template? Finance leaders at credit union organizations — including CFOs, finance managers, and credit union executives — use this template to get fast, reliable answers without waiting on IT or building custom reports. It supports both day-to-day monitoring and strategic decision-making.

Where does the data come from? Data is sourced automatically from your ERP system through the Solver Data Warehouse, which integrates with platforms such as Microsoft Dynamics 365 Business Central, Dynamics 365 Finance, Acumatica, Sage Intacct, and other leading ERP solutions. Core banking and loan origination systems are also supported as data sources. Once connected, the template updates in near real-time with no manual data entry required.

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