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Example of a Certificates of Deposit Production Trend Report for Banks

What is a Certificates of Deposit Production Trend Report for Banks?

Certificates of Deposit (CDs) Trend Reports are considered production analysis tools and are used by executives and branch managers to monitor trends and anomalies in sales of CDs. Some of the main functionality in this type of report is that it displays all the months of the year across the columns and loan metrics with totals down the rows. The far right column shows the year-to-date (YTD) figures and the bottom of the report (not visible in the screenshot below) shows grand totals for all CD types. Key figures for each CD category are: Average balance, FTP income, Interest expense, FTP income (%), Interest rate, Net interest margin, and Doc fees. For user convenience the first three of these metrics and hidden rows and can be expanded by clicking the “+” button on the rows. Examples of CD types in this report are: Retail CD (<6 months), Retail CD (6 Mo’s to 1 Yr), Retail CD (> 1 Year), Jumbo CD, and IRA. You find an example of this type of report below.

Purpose of CD Production Trend Reports

Banks use CD Production Trend Reports to give leaders and branch managers a clear picture of trends and anomalies in the CD production figures for each branch. When used as part of good business practices in Production- and Finance departments, a bank can improve its CD sales and marketing strategies, and it can reduce the chances that decision-makers lack key monthly trend insights when they create or modify CD products and terms.

Example of a CD Production Trend Report

Here is an example of a CD Production Trend Report with KPIs per CD category.

Example of a Certificates of Deposit (CD) Production Trend Report for Banks

Example of a Certificates of Deposit Production (CD) Trend Report for Banks

You can find hundreds of additional examples here

Who Uses This Type of Report?

The typical users of this type of report are: Executives, branch managers, product managers, finance leaders, risk managers, analysts.

Other Reports Often Used in Conjunction with CD Production Trend Reports

Progressive Production- and Finance departments sometimes use several different CD Production Trend Reports, along with detailed CD reports, CD portfolio dashboards, KPI dashboards, branch benchmarking reports, annual budgets, profit & loss trend reports, balance sheets and other management and control tools.

Where Does the Data for Analysis Originate From?

The Actual (historical transactions) data typically comes from bank CD systems and enterprise resource planning (ERP) systems like: Microsoft Dynamics 365 (D365) Finance, Microsoft Dynamics 365 Business Central (D365 BC), Microsoft Dynamics AX, Microsoft Dynamics NAV, Microsoft Dynamics GP, Microsoft Dynamics SL, Sage Intacct, Sage 100, Sage 300, Sage 500, Sage X3, SAP Business One, SAP ByDesign, Acumatica, Netsuite and others.

In analyses where budgets or forecasts are used, the planning data most often originates from in-house Excel spreadsheet models or from professional corporate performance management (CPM/EPM) solutions.

What Tools are Typically used for Reporting, Planning and Dashboards?

Examples of business software used with the data and ERPs mentioned above are:

  • Native ERP report writers and query tools
  • Spreadsheets (for example Microsoft Excel)
  • Corporate Performance Management (CPM) tools (for example Solver)
  • Dashboards (for example Microsoft Power BI and Tableau)

Corporate Performance Management (CPM) Cloud Solutions and More Examples

Example of a Deposit and GL Reconciliation Report for Banks

What is a Deposit and GL Reconciliation Report for Banks?

Reconciliation Reports are considered data control tools and are used by accountants to help ensure that loan-related transactions tie to the General Ledger. Some of the main functionality in this type of report is that it for any given GL account chosen by the user will list and match with the related deposit transactions. In the columns display months up to the current period to make it easy to track historical balances. You find an example of this type of report below.

Purpose of Deposit and GL Reconciliation Reports

Banks use Deposit and GL Reconciliation Reports to automate and speed up the monthly close process and to ensure that data from deposit transactions match with the related GL postings. When used as part of good business practices in Accounting departments, a bank can improve its accounting staff efficiency, and it can reduce the chances that mistakes carry through to financial reports.

Example of a Deposit and GL Reconciliation Report

Here is an example of a Deposit and GL Reconciliation Report with user-defined parameters for Entity and Account.

Example of a Deposit and GL Reconciliation Report for Banks

Example of a Deposit and GL Reconciliation Report for Banks

You can find hundreds of additional examples here

Who Uses This Type of Report?

The typical users of this type of report are: Controllers and Accountants.

Other Reports Often Used in Conjunction with Deposit and GL Reconciliation Reports

Progressive Accounting departments sometimes use several different Deposit and GL Reconciliation Reports, along with detailed deposit reports, profit & loss reports, balance sheets, cash flow statements and other management and control tools.

Where Does the Data for Analysis Originate From?

The Actual (historical transactions) data typically comes from deposit management systems for retail banks and enterprise resource planning (ERP) systems like: Microsoft Dynamics 365 (D365) Finance, Microsoft Dynamics 365 Business Central (D365 BC), Microsoft Dynamics AX, Microsoft Dynamics NAV, Microsoft Dynamics GP, Microsoft Dynamics SL, Sage Intacct, Sage 100, Sage 300, Sage 500, Sage X3, SAP Business One, SAP ByDesign, Acumatica, Netsuite and others.

In analyses where budgets or forecasts are used, the planning data most often originates from in-house Excel spreadsheet models or from professional corporate performance management (CPM/EPM) solutions.

What Tools are Typically used for Reporting, Planning and Dashboards?

Examples of business software used with the data and ERPs mentioned above are:

  • Native ERP report writers and query tools
  • Spreadsheets (for example Microsoft Excel)
  • Corporate Performance Management (CPM) tools (for example Solver)
  • Dashboards (for example Microsoft Power BI and Tableau)

Corporate Performance Management (CPM) Cloud Solutions and More Examples

Example of a Deposit and GL Reconciliation Report for Credit Unions

What is a Deposit and GL Reconciliation Report for Credit Unions?

Reconciliation Reports are considered data control tools and are used by accountants to help ensure that loan-related transactions tie to the General Ledger. Some of the main functionality in this type of report is that for any given GL account chosen by the user it will list and match with the related deposit transactions. In the columns you find months up to the current period to make it easy to track historical balances. You find an example of this type of report below.

Purpose of Deposit and GL Reconciliation Reports

Credit Unions use Deposit and GL Reconciliation Reports to automate and speed up the monthly close process and to ensure that data from deposit transactions match with the related GL postings. When used as part of good business practices in Accounting departments, a company can improve its accounting staff efficiency, and it can reduce the chances that mistakes carry through to financial reports.

Example of a Deposit and GL Reconciliation Report

Here is an example of a Deposit and GL Reconciliation Report with user-defined parameters for Entity and Account.

Example of a Deposit and GL Reconciliation Report for Credit Unions

Example of a Deposit and GL Reconciliation Report for Credit Unions

You can find hundreds of additional examples here

Who Uses This Type of Report?

The typical users of this type of report are: Controllers and Accountants.

Other Reports Often Used in Conjunction with Deposit and GL Reconciliation Reports

Progressive Accounting departments sometimes use several different Deposit and GL Reconciliation Reports, along with detailed deposit reports, trial balances, profit & loss reports, balance sheets, cash flow statements and other management and control tools.

Where Does the Data for Analysis Originate From?

The Actual (historical transactions) data typically comes from loan management systems and enterprise resource planning (ERP) systems like: Microsoft Dynamics 365 (D365) Finance, Microsoft Dynamics 365 Business Central (D365 BC), Microsoft Dynamics AX, Microsoft Dynamics NAV, Microsoft Dynamics GP, Microsoft Dynamics SL, Sage Intacct, Sage 100, Sage 300, Sage 500, Sage X3, SAP Business One, SAP ByDesign, Acumatica, Netsuite and others.

In analyses where budgets or forecasts are used, the planning data most often originates from in-house Excel spreadsheet models or from professional corporate performance management (CPM/EPM) solutions.

What Tools are Typically used for Reporting, Planning and Dashboards?

Examples of business software used with the data and ERPs mentioned above are:

  • Native ERP report writers and query tools
  • Spreadsheets (for example Microsoft Excel)
  • Corporate Performance Management (CPM) tools (for example Solver)
  • Dashboards (for example Microsoft Power BI and Tableau)

Corporate Performance Management (CPM) Cloud Solutions and More Examples